Disability Insurance for the Employees of
the State of Colorado


Watch these self-paced, interactive videos to learn about your disability insurance options and what actions you need to take, if any, to enroll.

Voluntary Long Term Disability (LTD) Insurance

Did you know that PERA and LTD have very different definitions of disability? You could be turned down for PERA benefits, but be approved for the state's Voluntary LTD benefits, and more often than not, the LTD benefits are higher.

Watch this short video to learn about the benefits included with Voluntary LTD and how to apply for coverage. (Flash; Approx. 15 minutes)

Policy number: 604726

Short Term Disability (STD) Insurance

Learn about the benefits that are included with your employer-paid STD coverage. (Flash; Approx. 15 minutes)

Policy number: 604530

Medical Information For Voluntary LTD

A Medical History Statement is required when applying for Voluntary LTD insurance. Use the policy number provided at left to complete the form.

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