Home

Employer Paid Coverage

Basic Life Insurance Long Term Disability Insurance

Voluntary Coverage

- How to Enroll - Voluntary Life Insurance - Needs Estimator - Premium Calculator - Voluntary AD&D Insurance - Premium Calculator - Voluntary LTD Insurance - Needs Estimator - Premium Calculator
Brochures Basic Life/AD&D Brochure LTD Brochure Voluntary Life Brochure Voluntary LTD Brochure Voluntary AD&D Brochure Certificates Employer Paid Life Certificate Employer Paid LTD Certificate Voluntary Life Certificate Voluntary AD&D Certificate Voluntary LTD Certificate Forms - Enrollment Forms - Enrollment Form Payroll Deduction Authorization - Medical History Statement - Online Submission Paper Form - Life Beneficiary Forms - Basic Life Beneficiary Designation and Change Form Voluntary Life Beneficiary Designation and Change Form - Claim and Conversion Forms - Life Claim Form (Basic and Voluntary) Basic Life Portability Application Voluntary Life Portability Application Voluntary Dependents Life Portability Application Contacts


Long Term Disability

Calculators

  • Use the Needs Estimator to estimate how much disability income protection you should have.
  • Determine the cost of your disability insurance by using the Premium Calculator.

The CSU provides eligible employees the opportunity to purchase Voluntary Long Term Disability (LTD) insurance. LTD insurance is designed to pay a monthly benefit to you in the event you cannot work for an extended period of time because of a covered illness or injury. This LTD benefit replaces a portion of your income, helping you to meet your financial commitments in a time of need.

This plan offers you the option to select a Benefit Waiting Period and your Benefit Amount.

If your LTD claim is approved by The Standard, LTD benefits become payable at the end of the benefit waiting period. No benefits are payable during the benefit waiting period. For answers to commonly asked questions, exclusions, limitations and reductions, please review the Voluntary Long Term Disability Insurance Brochure.

Some features of your LTD coverage include:

For More Information

If you have additional questions about Long Term Disability or if you become ineligible for coverage through The CSU and have questions regarding conversion of your LTD insurance, please contact The Standard at 800.378.5745.



It's Easy to Enroll

To apply for Voluntary Long Term Disability coverage, simply use one of the options listed below.

  1. Complete the enrollment at www.standard.com/enroll. In addition, a dedicated call center is available to assist with your technical questions. You can reach The Standardís Enrollment Assistance line at 866.623.0622. If you have additional questions or for more information about how to apply for this important coverage, please contact The Standard at 800.378.5745.

  2. Complete the Enrollment Form and The California State University Payroll Deduction Authorization form and return them to The Standard at the following address.

    CSU Benefits Team
    Standard Insurance Company
    920 SW Sixth Avenue
    Portland, OR 97204


For answers to commonly asked questions, costs, exclusions, limitations and reductions, please review the Voluntary Long Term Disability Insurance Booklet.