Employer Paid Coverage

Basic Life Insurance Long Term Disability Insurance

Voluntary Coverage

- How to Enroll - Voluntary Life Insurance - Needs Estimator - Premium Calculator - Voluntary AD&D Insurance - Premium Calculator - Voluntary LTD Insurance - Needs Estimator - Premium Calculator
Brochures Basic Life/AD&D Brochure LTD Brochure Voluntary Life Brochure Voluntary LTD Brochure Voluntary AD&D Brochure Certificates Employer Paid Life Certificate Employer Paid LTD Certificate Voluntary Life Certificate Voluntary AD&D Certificate Voluntary LTD Certificate Forms - Enrollment Forms - Enrollment Form Payroll Deduction Authorization - Medical History Statement - Online Submission Paper Form - Life Beneficiary Forms - Basic Life Beneficiary Designation and Change Form Voluntary Life Beneficiary Designation and Change Form - Claim and Conversion Forms - Life Claim Form (Basic and Voluntary) Basic Life Portability Application Voluntary Life Portability Application Voluntary Dependents Life Portability Application Contacts

Long Term Disability

The CSU provides Long Term Disability (LTD) insurance at no cost to you if you are an eligible employee. LTD insurance is designed to pay a monthly benefit to you in the event you cannot work for an extended period of time because of a covered illness or injury. This LTD benefit replaces a portion of your income, helping you to meet your financial commitments in a time of need.

If your LTD claim is approved by The Standard, LTD benefits become payable at the end of the 180 day benefit waiting period. No benefits are payable during the benefit waiting period. For answers to commonly asked questions, exclusions, limitations and reductions, please review the Long Term Disability Insurance Brochure and Certificate.

Some features of your LTD coverage include:

For More Information

If you have additional questions about Long Term Disability, please contact The Standard at 800.524.0450.

If you become ineligible for coverage through The CSU and have questions regarding conversion of your LTD insurance, please contact The Standard at 800.378.4668.